Adult female looking over the deadlines in her Minnesota Divorce Agreement on an online calendar.

When you and your spouse reach an agreement in your divorce—what Minnesota calls a Stipulated Judgment and Decree—it’s a big relief. You’ve worked through tough issues like who will keep the house, how property will be divided, and how to move forward financially.

But there’s one small detail that can make a big difference in how smoothly things go after the divorce: including clear deadlines for the steps you’ve agreed to take.

Why Deadlines Matter

A Stipulated Judgment and Decree is legally binding, but it’s only as helpful as it is specific. Minnesota law allows the court to enforce the terms of your agreement, but it’s much easier to do that when the agreement spells out exactly what needs to be done, by when, and what happens next if the step isn’t taken on time. Without deadlines, you could find yourself waiting—and worrying—far longer than you expected.

Top 5 Deadlines to Include in Your Divorce Decree

1. Refinancing the Marital Home

If one spouse is keeping the home, set a deadline for refinancing the mortgage to remove the other spouse's name, and include a plan if refinancing isn't possible (e.g., the house will be listed for sale).

2. Picking Up Personal Belongings

Set a date by which the other party must collect their belongings from the home. Specify what happens to unclaimed property after that date.

3. Dividing Retirement Assets

Include a deadline for completing any transfers via a QDRO or IRA/investment account transfer. Allow the receiving party to proceed and recover costs if the deadline is missed.

4. Equalizer Payments

If one spouse owes the other a lump sum to balance the property division, set a firm payment deadline and specify remedies if it's late (e.g., reopening spousal maintenance).

5. Other Time-Sensitive Agreements

Any other action that affects finances or property-such as selling a jointly owned asset-should have a completion date and a next step if the deadline passes.


Minnesota Context

In Minnesota, once your divorce is final, the court expects both parties to follow the agreement as written. If something isn’t getting done—like refinancing a mortgage or transferring property—the other party can ask the court to step in. Having a clear timeline in your agreement gives the judge something concrete to enforce, which often means quicker resolutions and less stress for everyone.

Example 1: Refinancing the Marital Home

If one spouse is keeping the house, they often agree to refinance the mortgage to remove the other spouse’s name. Adding a deadline like “within 120 days of the entry of the Decree” helps make sure it happens promptly. You can also agree on a next step if refinancing isn’t possible—like putting the home on the market—so there’s a plan in place no matter what.

Example 2: Picking Up Personal Belongings

If one spouse is moving out but still has items at the marital home, a deadline for pickup—say, within 30 days—helps avoid lingering disputes. It’s also helpful to agree in advance on what can happen with the property if it isn’t collected on time, so there’s no question later.

Example 3: Dividing Retirement Assets

If one party is receiving a portion of the other party’s retirement account—whether through a Qualified Domestic Relations Order (QDRO) or by transferring funds from an IRA or investment account—it’s important to set a firm timeline. For example:
“The QDRO shall be prepared, signed by both parties, and submitted to the plan administrator within 90 days of the Decree.”
Without a deadline, months can pass before the transfer happens, which can lead to financial loss or tax complications. If the deadline is missed, the agreement might provide that the receiving party can prepare the QDRO themselves and recover reasonable costs from the other party.

Example 4: Equalizer Payments

Sometimes one spouse owes the other a lump sum of money to make the property division fair—often called an equalizer payment. If this isn’t paid on time, it can have serious financial effects. A clear provision might read:
“Party A shall pay Party B the sum of $20,000 within 60 days of the entry of this Decree. If payment is not received by that date, the issue of spousal maintenance shall be reopened for the court’s consideration.”
This gives a real incentive for timely payment and a remedy if it doesn’t happen.

It’s About Clarity, Not Conflict

Deadlines aren’t about “catching” the other person doing something wrong—they’re about making sure both of you know what’s expected and can move forward without misunderstandings. It’s a way to protect your time, your finances, and your peace of mind.

Bottom Line

When creating your Minnesota divorce agreement, don’t just agree on what will happen—be sure to agree on when it will happen. It’s a small step that can make life after divorce a whole lot smoother.

Thinking about divorce or working on a settlement?

The team at Mundahl Law PLLC can help you create a clear, enforceable agreement that works for today and for the future. If you're ready to take the next step, don’t hesitate to reach out to us at 763-575-7930 or contact us online to schedule a consultation and get advice tailored to your situation.

Categories: Divorce